Loan Balance Transfer & Top Up Service

140+

Banks & NBFCs

8% Onwards

Lowest Interest Rate

Expert Advice

No Consulting Fee

Why Choose Us for Free Home Loan Balance Transfer Service?

Choose us for your home loan balance transfer and experience the benefits of lower interest rates, expert guidance, and exceptional service. Start your journey to financial savings today!

Lowest Interest Rates Guaranteed

Market-Leading Rates: Access the lowest interest rates available.
Significant Savings: Reduce monthly payments and overall interest costs.
Rate Lock: Ensure you benefit from the lowest rates without fluctuations.

Quick and Hassle-Free Process

Streamlined Process: Efficient and straightforward transfer procedure.
Paperwork Handled: We manage all paperwork and details.
Stress-Free: Smooth transition without any stress.

Proven Track Record

Years of Experience: Extensive experience in the home loan industry.
Satisfied Clients: Countless happy clients with successful transfers.
Reliable and Trustworthy: A reputation built on reliability and trust.

Our Expertise

With 24/5 support, a wealth of trading resources and a seamless account experience, you’re free to focus on what matters.

Seamless Online Process

The entire loan balance transfer process can be initiated and completed online, providing convenience and saving time with Real-time tracking.

Competitive Interest Rates

Bank Loan Bazaar partners with multiple lenders to offer some of the most competitive interest rates in the market, ensuring you save significantly on your loan repayments

Additional Benefits

Option to apply for additional loan amount during the balance transfer process, providing extra funds for your needs.

Quick Approval and Disbursement

Streamlined processes and strong relationships with partner banks facilitate quick approval and disbursement of the loan balance transfer.

Personalized Offers

Based on your credit profile and existing loan details, Bank Loan Bazaar provides personalized loan transfer offers that best suit your financial needs.

Hassle-Free Experience

Clear and upfront information about all fees and charges involved in the loan balance transfer, ensuring no surprises later.

Our Easy Process for Your Loan Balance Transfer

Get Started with Us

Research and Compare

Interest Rates: We identify lenders (Banks and NBFCs) offering lower interest rates than your current loan.
Loan Terms: We evaluate your current repayment terms, including tenure and EMI amounts.
Fees and Charges: We inform you the Banks processing fees, transfer charges, or hidden costs if any charged by the lenders.
Eligibility Requirements: We check your eligibility criteria for the balance transfer with potential lenders.

Application and Approval

Prepare Documents: We gather all necessary documents from you such as identity proof, address proof, income proof, existing loan statements, and NOC from your current lender.
Submit Application: Apply for the balance transfer with your chosen new lender, providing all required documentation.
Await Evaluation: The new lender will evaluate your application, assess your creditworthiness, and verify the details of your existing loan.
Receive Approval: Once approved, the new lender will provide a sanction letter outlining the loan terms and conditions.

Transfer and Repayment

Pay Off Existing Loan: The new lender disburses the loan amount directly to your current lender to settle the outstanding balance.
Confirm Closure: Ensure the closure of the old loan account and obtain a closure certificate or NOC from the existing lender.
Start New Repayment: Begin repaying your loan to the new lender as per the revised terms and EMI schedule. Monitor payments to avoid any defaults.